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Explore all careersAn Insurance Underwriter evaluates insurance applications, analyses risks, and determines premiums, ensuring policies comply with company and legal guidelines.
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An Insurance Underwriter assesses and evaluates insurance applications to determine the level of risk and the appropriate premium to charge. You might work for insurance companies, assessing various types of coverage such as health, life, or property insurance. Insurance Underwriters analyse data, review applicants' information, and make decisions on policy issuance. You’ll ensure that insurance policies align with the company’s risk management guidelines and regulatory requirements.
Insurance Underwriters play a critical role in managing financial risk for insurance companies. You’ll need strong analytical skills, attention to detail, and the ability to make sound decisions. Effective communication skills are essential as you’ll need to explain underwriting decisions and policy details to clients and other stakeholders.