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Explore all careersA Credit Analyst evaluates creditworthiness by analysing financial data to inform lending decisions and ensure regulatory compliance.
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A Credit Analyst assesses the creditworthiness of individuals and businesses to determine the risk of lending money. You might work for banks, credit agencies, or financial institutions. Credit Analysts review financial statements, credit reports, and market trends to make informed recommendations on loan approvals and terms. You’ll analyse data to predict future credit risks and ensure that lending practices comply with regulations and organisational policies.
Credit Analysts play a crucial role in financial decision-making. You’ll need to be detail-oriented and possess strong analytical skills to interpret complex financial data. Effective communication is essential for presenting findings and recommendations to stakeholders.