This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Lending Officer reviews and processes loan applications, assesses eligibility, gathers financial data, approves loans, and manages customer interactions.
Get qualified to work as a Lending Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Lending Officer generally earns $1,538 per week ($79,976 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
The amount of people employed in this job role has fallen slightly in recent years. There are currently 28,500 people working as a Lending Officer in Australia compared to 29,500 five years ago. Lending Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If you’d like to pursue a career as a Lending Officer, consider enrolling in a Certificate IV in Credit Management. This qualification will give you the skills to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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The demand for qualified Lending Officers in the Australian Capital Territory (ACT) continues to grow as the financial services sector evolves. Those interested in pursuing a career in this dynamic field can choose from a range of Lending Officer courses in Australian Capital Territory designed to equip students with essential skills and knowledge. These courses are offered by Registered Training Organisations (RTOs) and industry-recognised training providers, ensuring that participants receive authoritative training that meets industry standards.
By completing one of the Lending Officer courses in Australian Capital Territory, students will gain a comprehensive understanding of financial principles, lending practices, and regulatory compliance. This training is vital for those looking to excel within the finance industry, which encompasses various career pathways, including specialisations in Finance courses and Banking and Credit Services. These foundational courses provide insights into financial decision-making, risk assessment, and customer service in lending operations.
The ACT is home to a vibrant job market, and with the right qualifications, aspiring Lending Officers can position themselves competitively for roles in banks, credit unions, and other financial institutions. The Lending Officer courses in Australian Capital Territory not only cover theoretical knowledge but also include practical experiences, allowing students to apply their learning in real-world settings. Completing these courses can significantly enhance employability and open doors to rewarding career opportunities within the finance sector.