This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Lending Officer reviews and processes loan applications, assesses eligibility, gathers financial data, approves loans, and manages customer interactions.
Get qualified to work as a Lending Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Lending Officer generally earns $1,538 per week ($79,976 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
The amount of people employed in this job role has fallen slightly in recent years. There are currently 28,500 people working as a Lending Officer in Australia compared to 29,500 five years ago. Lending Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If you’d like to pursue a career as a Lending Officer, consider enrolling in a Certificate IV in Credit Management. This qualification will give you the skills to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you're considering a career as a Lending Officer, exploring the Lending Officer courses in Mackay is an essential first step. Mackay offers a variety of reputable training options, including both beginner and advanced courses, to suit a range of experience levels. For those new to the field, the Farm Business Management Skill Set AHCSS00030 serves as a fantastic introduction. Experienced learners seeking to expand their qualifications can consider advanced programs such as the Certificate IV in Finance and Mortgage Broking FNS40821 or the Diploma of Finance and Mortgage Broking Management FNS50322.
Your journey towards becoming a Lending Officer can open doors to diverse job roles within the finance sector. With the right qualifications, you could also pursue careers as a Finance Specialist, Credit Manager, or Banking Officer. Each of these roles requires specific skills and training, which can be gained through the various Finance courses available in the region. Furthermore, the knowledge and experience gained from these programs can also lead to specialised positions such as Credit Analyst or even Chartered Financial Analyst.
Mackay has a strong market for finance and banking professionals, making it an ideal location for aspiring Lending Officers. Exploring the Lending Officer courses in Mackay will provide you with a well-rounded education and make you a competitive candidate in the job market. You can also consider related job roles such as a Mortgage Broker or Loan Administrator to further enhance your career prospects. Take the first step today by enrolling in a course that aligns with your career aspirations and prepare to thrive in the dynamic world of finance.