This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you are looking to start a rewarding career in finance, the Credit Officer courses in Bendigo offer an excellent pathway. In this vibrant regional city, prospective students have access to a variety of courses tailored to suit both beginners and experienced professionals. For those with no prior qualifications, the Certificate III in Accounts Administration and the Certificate III in Mercantile Agents provide foundational knowledge essential for a successful career in credit operations. These courses instil crucial skills needed to thrive in roles such as Accounts Clerk or Collections Officer in the Bendigo area.
For those who have prior experience or qualifications, advanced options such as the Certificate IV in Finance and Mortgage Broking and the Certificate IV in Credit Management can enhance your career prospects. Completing these courses can open doors to exciting job opportunities, including positions like Financial Analyst and Credit Analyst. These roles are increasingly in demand, particularly in Bendigo's growing financial sector.
Beyond the technical skills gained through the Credit Officer courses in Bendigo, you'll also develop valuable industry contacts and insights that are essential for long-term success. Many graduates go on to excel as Financial Controllers or Chief Financial Officers, leveraging their education and experience in various sectors. The courses available confidently position you to contribute to Bendigo's robust economy while building a fulfilling career in finance.