This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you're interested in pursuing a career as a Credit Officer, there are several Credit Officer courses in Canberra that cater to various skill levels. Whether you're starting afresh or looking to enhance your existing qualifications, the capital city offers a range of training options through accredited providers. Begin your journey with beginner courses like the Certificate III in Accounts Administration FNS30322 or the Certificate III in Mercantile Agents FNS30420, both designed for learners with no prior experience in the field.
For those ready to take their knowledge to the next level, Canberra also features advanced Credit Officer courses aimed at experienced learners. Explore options like the Certificate IV in Finance and Mortgage Broking FNS40821, or the Certificate IV in Financial Services FNS41820. Additionally, the Certificate IV in Credit Management FNS40122 is tailored for individuals looking to specialise in credit management practices.
Canberra is also home to higher education opportunities, such as the esteemed Bachelor of Commerce (Finance) offered by the Australian National University (ANU). This degree equips students with advanced financial knowledge and practical skills essential for a successful career in finance and credit management, making it an excellent choice for aspiring Credit Officers.
Training in the Canberra region is provided by reputable institutions like the Canberra Institute of Technology (CIT) and ANU. Both institutions are recognised for their commitment to quality education, providing learners with the necessary expertise and industry connections to thrive as Credit Officers.
For more information about the available courses and to explore your options, visit the Credit Officer courses in Canberra page at Courses.com.au. Whether you wish to start your career or advance your skills in credit management, the courses offered in Canberra can help you achieve your professional goals in this dynamic field.