This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you're considering a career as a Credit Officer in Coffs Harbour, there are numerous options available to get you started or to enhance your existing qualifications. Our Credit Officer courses in Coffs Harbour include a range of beginner and advanced courses tailored to suit various skill levels. For those starting out, the Certificate III in Accounts Administration (FNS30322) and the Certificate III in Mercantile Agents (FNS30420) are ideal stepping stones into the finance sector.
For those with prior experience or qualifications, there are more comprehensive options available as well. You can advance your skills with the Certificate IV in Finance and Mortgage Broking (FNS40821), the Certificate IV in Financial Services (FNS41820), or the specialised Certificate IV In Credit Management (FNS40122). Additionally, for a broader academic pursuit, the Bachelor of Commerce (Finance) is highly regarded in the industry.
Training providers like TAFE NSW offer the Certificate III in Accounts Administration and more. Choosing a recognised training provider ensures you receive quality education and support on your journey to becoming a Credit Officer. In Coffs Harbour, these courses are structured to give you practical skills and knowledge, preparing you for the various roles available in the finance and credit industry.
The field of Credit Officers is linked to several related areas of study. Explore our Business courses, delve into Finance courses, and consider specialising in Banking and Credit Services or Accounting. To ensure a comprehensive educational experience, enrolees may also examine Risk Management, which is increasingly important in the credit sector. Begin your journey today with the Credit Officer courses in Coffs Harbour!