This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you’re looking to embark on a rewarding career as a Credit Officer, Darwin offers a variety of courses tailored to meet the demands of this vital role. These Credit Officer courses in Darwin equip you with the necessary skills and knowledge to excel in financial assessments and credit management. With six diverse courses to choose from, aspiring professionals can find the right path to start their journey in the finance sector.
Among the notable training providers in Darwin, the Australian National University (ANU) stands out with its Bachelor of Commerce (Finance) program. This qualification is designed to prepare students for various roles in finance, including the Credit Officer position. As a key player in the local education landscape, ANU offers high-quality training that aligns with industry standards, ensuring that you are job-ready upon graduation.
The role of a Credit Officer is associated with several fields of study that complement your training. Courses in Business, Finance, and Accounting are integral to building a comprehensive skill set. Additionally, you may want to explore options in Business Administration, Banking and Credit Services, and Risk Management to further enhance your employability in the financial sector.