This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you’re looking to embark on a rewarding career in finance, the Credit Officer courses in Hobart offer an excellent opportunity to gain essential skills and knowledge. Hobart boasts a variety of courses tailored for both beginners and experienced professionals. For those starting their journey, consider the Certificate III in Accounts Administration FNS30322 or the Certificate III in Mercantile Agents FNS30420. These qualifications provide a strong foundation, making you well-prepared to enter the finance sector.
For those with prior experience, advanced options such as the Certificate IV in Finance and Mortgage Broking FNS40821 and the Certificate IV in Credit Management FNS40122 are ideal for enhancing your expertise. Additionally, obtaining a Bachelor of Commerce (Finance) expands your knowledge and prepares you for higher-level roles within the industry.
Completing any of these Credit Officer courses in Hobart will not only equip you with the necessary qualifications, but also open doors to various exciting job roles. Potential positions include Accounts Clerk, Credit Analyst, and Collections Officer, among others. With Hobart's growing financial services sector, now is the perfect time to take the step towards a successful career as a Credit Officer.