This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you are looking to advance your career in finance, exploring Credit Officer courses in Lismore is an excellent place to start. The courses available cater to both beginners and experienced learners, offering a comprehensive pathway to success in the credit and financial services sector. Among the beginner options, the Certificate III in Accounts Administration (FNS30322) and the Certificate III in Mercantile Agents (FNS30420) are popular choices for individuals looking to establish a solid foundation in the industry.
For those seeking to enhance their skills further, advanced Credit Officer courses in Lismore include the innovative Certificate IV in Finance and Mortgage Broking (FNS40821) and the robust Certificate IV in Financial Services (FNS41820). Additionally, the Certificate IV in Credit Management (FNS40122) is tailored for professionals aiming to specialise further in credit management, while the academic route is offered through the Bachelor of Commerce (Finance) provided by Bond University.
In Lismore, reputable training providers such as TAFE NSW and Bond University are dedicated to delivering high-quality education in the finance sector. These institutions ensure that students are equipped with the necessary skills and knowledge to excel in their careers. With a variety of Credit Officer courses in Lismore available, now is the perfect time to take the next step in your professional journey and secure your future in the thriving financial services industry.