This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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Embarking on a career as a Credit Officer in Perth can be a rewarding path, offering a gateway to various opportunities in the financial sector. For those starting out, the Certificate III in Accounts Administration FNS30322 and the Certificate III in Mercantile Agents FNS30420 provide comprehensive foundational knowledge without requiring prior experience. Both courses are delivered by esteemed providers in the region, including South Metropolitan TAFE and The University of Notre Dame Australia, ensuring high-quality training to set you on the right path.
For those with experience, advanced qualifications such as the Certificate IV in Finance and Mortgage Broking FNS40821, Certificate IV in Financial Services FNS41820, and the Certificate IV In Credit Management FNS40122 are excellent choices. Higher education courses, like the Bachelor of Commerce (Finance), also cater to aspiring professionals looking to deepen their expertise. Completing these Credit Officer courses in Perth can open doors to various career paths including positions as a Business Analyst, Accounts Clerk, or even as a Financial Analyst.
Getting started is the first step towards a fulfilling career in finance and credit management in Perth. The local education landscape is rich with options, allowing you to choose the right path that suits your current skill level and career aspirations. By engaging with renowned training providers such as South Metropolitan TAFE and The University of Notre Dame Australia, you’ll be well-equipped to thrive in a variety of job roles ranging from a Accounts Officer to a Financial Controller. Take the leap today and explore the exciting Credit Officer courses in Perth to enhance your career prospects!