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Credit Officer Courses in Townsville

A Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.

    • AI Exposure: High

      This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.

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  • This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
      • NT
AI exposure data adapted from Felten, Raj & Seamans (2021). Shortage data sourced from Jobs and Skills Australia (2024).

How do I become a Credit Officer in Townsville?

Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.

Common questions

In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.

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There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.

Source: Australian Government Labour Market Insights

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If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.

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Related career opportunities

Browse occupations related to Credit Officer

Further reading

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Credit Officer careers

If you are considering a career as a Credit Officer, Courses.com.au offers a thorough selection of Credit Officer courses in Townsville to suit both beginners and experienced professionals. Whether you are just starting your journey or looking to enhance your existing skills, Townsville has a variety of educational options available. For beginners, the Certificate III in Accounts Administration FNS30322 and the Certificate III in Mercantile Agents FNS30420 provide a solid foundation in essential financial principles and practices.

For those with prior experience, advanced Certificate IV in Finance and Mortgage Broking FNS40821, Certificate IV in Financial Services FNS41820, and Certificate IV In Credit Management FNS40122 are great ways to enhance your qualifications. Additionally, the Bachelor of Commerce (Finance) offers a comprehensive overview of financial systems and strategies, tailoring well to the dynamic nature of the role.

As you pursue these Credit Officer courses in Townsville, consider the diverse job roles that become available to you. Career opportunities such as Accounts Clerk, Financial Analyst, and Credit Analyst not only align with your training but also support your ambition within the finance sector. The skills acquired from these courses are applicable to a wide range of roles, allowing you to explore various pathways in the financial industry.

Furthermore, these courses align with related fields of study such as Business, Finance, and Business Administration. Townsville is a growing hub for financial services, making it an excellent location for professionals looking to advance their careers. Whether you aspire to become a Tax Accountant or a Collections Officer, the opportunities are abundant for those who complete Credit Officer courses in Townsville and leverage their education effectively.