This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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For those interested in pursuing a career as a Credit Officer, the diverse range of Credit Officer courses in Wodonga provides an excellent starting point. With six courses available, learners can choose between beginner offerings such as the Certificate III in Accounts Administration FNS30322 and the Certificate III in Mercantile Agents FNS30420, perfect for those without prior experience. For those with qualifications or experience, advanced options such as the Certificate IV in Finance and Mortgage Broking FNS40821 and the Bachelor of Commerce (Finance) are available to enhance your career prospects.
Completing a Credit Officer course not only equips you with essential skills but also opens up numerous related job roles in Wodonga. Graduates of these courses often find opportunities as Accounts Clerks, Business Analysts, or even Credit Analysts. Additionally, other roles such as Financial Analysts and Financial Controllers can be pursued with further education and experience within the finance industry. The local job market in Wodonga is thriving, and these qualifications can make you a competitive candidate.
With Wodonga being a hub for finance-related careers, gaining expertise through suitable Credit Officer courses will not only enhance your professional credibility but also your employability in fields like Business, Finance, and Business Administration. Embarking on your educational journey in this vibrant community can set you on a rewarding path towards roles such as Credit Managers and Collections Officers. Take the first step today and explore the available courses to find the right fit for your ambitions!