This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.
Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.
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If you're looking to kickstart or advance your career as a Credit Officer in Tasmania, a range of Credit Officer courses in Tasmania are available to suit all experience levels. For beginners, you can explore the Certificate III in Accounts Administration FNS30322 or the Certificate III in Mercantile Agents FNS30420. These courses provide foundational knowledge and skills that will prepare you for entry-level roles in the financial sector, such as an Accounts Clerk or Data Entry Operator.
For those who already have experience in finance and wish to enhance their expertise, several advanced Credit Officer courses in Tasmania can help propel your career forward. Consider enrolling in the Certificate IV in Finance and Mortgage Broking FNS40821 or the Certificate IV In Credit Management FNS40122. Completing these programs can open doors to roles such as Credit Analyst or Credit Manager, broadening your professional horizons within Tasmania's thriving financial landscape.
In addition to technical skills, studying credit management can lead to various related job roles that you may find exciting. Consider exploring opportunities like Financial Analyst or Risk Manager. By enrolling in relevant courses within the fields of Business, Finance, and Accounting, you will equip yourself with the tools needed to thrive in Tasmania’s competitive job market. So, if you're ready to embark on your journey, check out the available Credit Officer courses in Tasmania today!