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Credit Officer Courses in Victoria

A Credit Officer processes loan applications, assesses risks, analyses financial data, and recommends approval, requiring strong analytical, banking, and customer service skills.

    • AI Exposure: High

      This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.

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  • This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
      • NT
AI exposure data adapted from Felten, Raj & Seamans (2021). Shortage data sourced from Jobs and Skills Australia (2024).

How do I become a Credit Officer in Victoria?

Get qualified to work as a Credit Officer with a course recognised across Australia. Speak to a training provider to learn more.

Common questions

In Australia, a full time Credit Officer generally earns $1,346 per week ($69,992 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.

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There has been a slight decrease in the number of people working in this industry in recent years. There are currently 28,500 people working as a Credit Officer in Australia compared to 29,500 five years ago. Credit Officers may find work across all regions of Australia, particularly larger towns and cities.

Source: Australian Government Labour Market Insights

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If a career as a Credit Officer interests you, consider enrolling in a Certificate IV in Credit Management. This course will show you how to assess credit applications and manage overdue customer accounts. You could also consider a Certificate IV in Finance and Mortgage Broking or a Certificate IV in Financial Services.

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Related career opportunities

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Further reading

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Credit Officer careers

If you’re considering a career as a Credit Officer in Victoria, you’re in the right place! With a growing demand for skilled finance professionals in Melbourne and surrounding areas, there are numerous opportunities to jumpstart your career. At Courses.com.au, you can explore a variety of Credit Officer courses in Victoria tailored for both beginners and experienced individuals seeking to enhance their qualifications.

For those new to the field, several excellent beginner courses are available, including the Certificate III in Accounts Administration FNS30322 and the Certificate III in Mercantile Agents FNS30420. These programs are designed to equip learners with foundational skills in finance and administration. The Associate Degree of Business (Accounting) is another great option that provides a broader perspective on business operations.

If you already possess prior experience or qualifications, there are advanced courses aimed at enhancing your expertise. Consider enrolling in the Certificate IV in Finance and Mortgage Broking FNS40821 or the Certificate IV in Financial Services FNS41820 to deepen your knowledge in specialised areas. Alternatively, the Certificate IV in Credit Management FNS40122 and the Diploma of Banking Services Management FNS50922 are excellent choices for those seeking to advance into management roles.

Training providers such as Danford College, Monash University, and Chisholm Institute deliver these courses in Victoria, ensuring you have access to quality education right at your doorstep. They are all recognised for their commitment to providing quality vocational education and training that is relevant to industry needs.

The fields associated with Credit Officer courses in Victoria are vast, encompassing Business courses, Finance courses, Business Administration, and more. Specialisations in areas such as Risk Management and Accounting can further enhance your career prospects. Explore the range of options available and find the right course to suit your ambitions today!